Developer-first payments infrastructure for internet businesses.
Stripe is a developer-first payments platform that powers everything from solo SaaS apps to global marketplaces. Its APIs, SDKs, and documentation are widely considered the industry benchmark.
Teams that want to build a custom payment flow, manage subscriptions with Billing, or run a platform with Connect. Less ideal if you want a no-code, in-person-first setup.
Pricing at a glance
2.9% + 30¢ online, no monthly fee. Volume and custom pricing available.
| Online card rate | 2.9% + $0.30 |
|---|---|
| In-person card rate | 2.7% + $0.05 |
| Keyed-in rate | 3.4% + $0.30 |
| International surcharge | +1.5% |
| ACH / bank rate | 0.8% (cap $5) |
| Monthly fee | $0 |
| Chargeback fee | $15 |
| Refund policy | Processing fee not returned on refunds |
4 reviews
Head of Finance · Lumen SaaS · 51-200 · SaaS
Stripe handles our recurring billing reliably and the reporting is solid. Fees add up at our volume, so we negotiated custom pricing once we grew.
Pros
Recurring billing, reporting, uptime
Cons
Standard pricing is steep at scale
Use case: Subscription billing for a SaaS product
Owner · Bell & Co Cafe · 1-10 · Restaurants
Setup took an afternoon and Stripe just works at the counter during the morning rush. Payouts are quick which really helps cash flow.
Pros
Fast setup, quick payouts, reliable hardware
Cons
Would like more advanced reporting
Use case: In-person card payments at a cafe
E-commerce Manager · Atlas Apparel · 51-200 · Retail
We sell internationally and Stripe handles multiple currencies and methods without surprises. Reconciliation is much easier than our old provider.
Pros
Multi-currency, stable, good docs
Cons
FX and international fees could be clearer
Use case: Cross-border online apparel sales
Founder · Northwind Goods · 11-50 · Retail
We started taking payments with Stripe as a tiny shop and it has scaled with us without a hitch. Integration was straightforward and the dashboard gives us everything we need.
Pros
Reliable, great dashboard, easy to integrate
Cons
Wished support was faster early on
Use case: Online store checkout and refunds
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