A long-established payment gateway for online and MOTO payments.
Authorize.net is one of the longest-running gateways, well suited to businesses that want a virtual terminal, recurring billing, and the option to bring their own merchant account.
Pricing at a glance
$25/mo gateway + 2.9% + 30¢, or gateway-only for your own merchant account.
| Online card rate | 2.9% + $0.30 |
|---|---|
| Keyed-in rate | 2.9% + $0.30 |
| ACH / bank rate | 0.75% (eCheck) |
| Monthly fee | $25 |
| Setup fee | $0 |
| Chargeback fee | $25 |
| Refund policy | Transaction fee not returned |
4 reviews
Owner · Bell & Co Cafe · 1-10 · Restaurants
Setup took an afternoon and Authorize.net just works at the counter during the morning rush. Payouts are quick which really helps cash flow.
Pros
Fast setup, quick payouts, reliable hardware
Cons
Would like more advanced reporting
Use case: In-person card payments at a cafe
Operations Lead · Greenfield Nonprofit · 1-10 · Nonprofits
Authorize.net let us set up recurring donations quickly and the cost is reasonable for a small nonprofit. Support replies could be faster but we rarely need them.
Pros
Affordable, easy recurring donations
Cons
Support response times vary
Use case: Recurring donations for a nonprofit
Founder · Northwind Goods · 11-50 · Retail
We started taking payments with Authorize.net as a tiny shop and it has scaled with us without a hitch. Integration was straightforward and the dashboard gives us everything we need.
Pros
Reliable, great dashboard, easy to integrate
Cons
Wished support was faster early on
Use case: Online store checkout and refunds
Head of Finance · Lumen SaaS · 51-200 · SaaS
Authorize.net handles our recurring billing reliably and the reporting is solid. Fees add up at our volume, so we negotiated custom pricing once we grew.
Pros
Recurring billing, reporting, uptime
Cons
Standard pricing is steep at scale
Use case: Subscription billing for a SaaS product
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