Braintree logo

Braintree

Verified

A PayPal company offering developer-friendly online payments.

4.5(4)Founded 2007Chicago, IL, USA
Starting rate
2.89% + $0.29
Monthly fee
$0
Payout
2-day
Contract
No contract
PCI level
Level 1
Regions
US, CA +3

Overview

Braintree, owned by PayPal, offers a developer-friendly gateway with native PayPal and Venmo acceptance alongside cards and wallets — a popular choice for online businesses already in the PayPal ecosystem.

Best for

Developers
SaaS
PayPal users

Regions

US
CA
EU
UK
Global

Industries

SaaS
Retail

Pros

  • Native PayPal and Venmo acceptance
  • Solid developer tooling and drop-in UI
  • No monthly fee

Cons

  • Support tied to PayPal's processes
  • Fewer in-person options

Pricing

Pricing at a glance

2.89% + 29¢ per transaction (standard). No monthly fee.

Pricing model
Flat rate
Contract
No contract
Free trial
No
Monthly minimum

Fee breakdown

Online card rate2.89% + $0.29
International surcharge+1% (currency) +1% (non-US card)
ACH / bank rate0.75% (cap $5)
Monthly fee$0
Chargeback fee$15
Refund policyProcessing fee not returned on refunds

Features

Payment methods

  • Visa
  • Mastercard
  • Amex
  • Discover
  • Apple Pay
  • Google Pay
  • PayPal
  • ACH
  • Wallets

Integrations & deployment

  • API
  • Drop-in UI
  • Mobile SDK
  • WooCommerce
  • Payment links

Capabilities

  • Recurring billing
  • Multi-currency
  • Fraud protection
  • 3D Secure
  • Tokenization
  • Developer-friendly

At a glance

Currencies
130+ currencies
Payout
2-day
PCI level
Level 1
High-risk friendly
No

Reviews

4.5out of 5
4 reviews
Ease of use
4.5
Pricing
4.3
Support
3.5
Features
4.5
Reliability
4.5

4 reviews

Hannah Schmidt

Operations Lead · Greenfield Nonprofit · 1-10 · Nonprofits

Jun 30, 2026

Affordable and simple for donations

Braintree let us set up recurring donations quickly and the cost is reasonable for a small nonprofit. Support replies could be faster but we rarely need them.

Pros

Affordable, easy recurring donations

Cons

Support response times vary

Use case: Recurring donations for a nonprofit

Ease of use
5.0
Pricing
5.0
Support
3.0
Features
3.0
Reliability
4.0

Jordan Reyes

Verified

Founder · Northwind Goods · 11-50 · Retail

Jun 30, 2026

Scaled with us from day one

We started taking payments with Braintree as a tiny shop and it has scaled with us without a hitch. Integration was straightforward and the dashboard gives us everything we need.

Pros

Reliable, great dashboard, easy to integrate

Cons

Wished support was faster early on

Use case: Online store checkout and refunds

Ease of use
5.0
Pricing
4.0
Support
4.0
Features
5.0
Reliability
5.0

Priya Nair

Verified

Head of Finance · Lumen SaaS · 51-200 · SaaS

Jun 30, 2026

Strong feature set, watch the fees

Braintree handles our recurring billing reliably and the reporting is solid. Fees add up at our volume, so we negotiated custom pricing once we grew.

Pros

Recurring billing, reporting, uptime

Cons

Standard pricing is steep at scale

Use case: Subscription billing for a SaaS product

Ease of use
4.0
Pricing
4.0
Support
3.0
Features
5.0
Reliability
4.0

David Okafor

Verified

CTO · Tradeline · 11-50 · Marketplaces

Jun 30, 2026

The API made this easy

Building split payments for our marketplace would have taken months elsewhere. With Braintree the API and docs got us live in weeks. Webhooks are reliable.

Pros

Great API, split payments, webhooks

Cons

Some advanced features need a sales call

Use case: Split payments and payouts for a marketplace

Ease of use
4.0
Pricing
4.0
Support
4.0
Features
5.0
Reliability
5.0
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