All-in-one point of sale and payments for in-person businesses.
Square pairs flat-rate payments with a genuinely good free point-of-sale app and affordable hardware. It's a favourite for cafés, markets, and small retailers who want one tidy system.
In-person and omnichannel small businesses that value ease of use over deep customisation.
Pricing at a glance
2.6% + 15¢ in person, 2.9% + 30¢ online. No monthly fee on the free plan.
| Online card rate | 2.9% + $0.30 |
|---|---|
| In-person card rate | 2.6% + $0.15 |
| Keyed-in rate | 3.5% + $0.15 |
| ACH / bank rate | 1% ($1 min) |
| Monthly fee | $0 |
| Chargeback fee | $0 |
| Refund policy | Processing fee not returned on refunds |
4 reviews
CTO · Tradeline · 11-50 · Marketplaces
Building split payments for our marketplace would have taken months elsewhere. With Square the API and docs got us live in weeks. Webhooks are reliable.
Pros
Great API, split payments, webhooks
Cons
Some advanced features need a sales call
Use case: Split payments and payouts for a marketplace
Operations Lead · Greenfield Nonprofit · 1-10 · Nonprofits
Square let us set up recurring donations quickly and the cost is reasonable for a small nonprofit. Support replies could be faster but we rarely need them.
Pros
Affordable, easy recurring donations
Cons
Support response times vary
Use case: Recurring donations for a nonprofit
Owner · Bell & Co Cafe · 1-10 · Restaurants
Setup took an afternoon and Square just works at the counter during the morning rush. Payouts are quick which really helps cash flow.
Pros
Fast setup, quick payouts, reliable hardware
Cons
Would like more advanced reporting
Use case: In-person card payments at a cafe
E-commerce Manager · Atlas Apparel · 51-200 · Retail
We sell internationally and Square handles multiple currencies and methods without surprises. Reconciliation is much easier than our old provider.
Pros
Multi-currency, stable, good docs
Cons
FX and international fees could be clearer
Use case: Cross-border online apparel sales
Share your experience with Square. Reviews are moderated before they appear.
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