Transparent interchange-plus pricing with automatic volume discounts.
Helcim offers transparent interchange-plus pricing that gets cheaper automatically as you grow, with no monthly fees or contracts. It covers online, in-person, and invoicing in one account.
Pricing at a glance
Interchange + 0.40% + 8¢ in person, + 0.50% + 25¢ online (drops with volume). No monthly fee.
| Online card rate | Interchange + 0.50% + $0.25 |
|---|---|
| In-person card rate | Interchange + 0.40% + $0.08 |
| ACH / bank rate | 0.5% + $0.25 (cap $6) |
| Monthly fee | $0 |
| Chargeback fee | $15 |
| Refund policy | Chargeback fee refunded if dispute won |
4 reviews
Founder · Northwind Goods · 11-50 · Retail
We started taking payments with Helcim as a tiny shop and it has scaled with us without a hitch. Integration was straightforward and the dashboard gives us everything we need.
Pros
Reliable, great dashboard, easy to integrate
Cons
Wished support was faster early on
Use case: Online store checkout and refunds
Head of Finance · Lumen SaaS · 51-200 · SaaS
Helcim handles our recurring billing reliably and the reporting is solid. Fees add up at our volume, so we negotiated custom pricing once we grew.
Pros
Recurring billing, reporting, uptime
Cons
Standard pricing is steep at scale
Use case: Subscription billing for a SaaS product
Owner · Bell & Co Cafe · 1-10 · Restaurants
Setup took an afternoon and Helcim just works at the counter during the morning rush. Payouts are quick which really helps cash flow.
Pros
Fast setup, quick payouts, reliable hardware
Cons
Would like more advanced reporting
Use case: In-person card payments at a cafe
E-commerce Manager · Atlas Apparel · 51-200 · Retail
We sell internationally and Helcim handles multiple currencies and methods without surprises. Reconciliation is much easier than our old provider.
Pros
Multi-currency, stable, good docs
Cons
FX and international fees could be clearer
Use case: Cross-border online apparel sales
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