India's developer-friendly payments and business banking suite.
Razorpay is a leading Indian payment gateway with deep support for UPI, netbanking, cards, and wallets, plus subscriptions, payment links, and payouts — all behind a clean developer API.
Pricing at a glance
2% per transaction standard (UPI often lower). No setup or annual fee.
| Online card rate | 2% |
|---|---|
| International surcharge | 3% |
| Monthly fee | ₹0 |
| Setup fee | ₹0 |
| Refund policy | Fee not returned on refunds |
4 reviews
Owner · Bell & Co Cafe · 1-10 · Restaurants
Setup took an afternoon and Razorpay just works at the counter during the morning rush. Payouts are quick which really helps cash flow.
Pros
Fast setup, quick payouts, reliable hardware
Cons
Would like more advanced reporting
Use case: In-person card payments at a cafe
E-commerce Manager · Atlas Apparel · 51-200 · Retail
We sell internationally and Razorpay handles multiple currencies and methods without surprises. Reconciliation is much easier than our old provider.
Pros
Multi-currency, stable, good docs
Cons
FX and international fees could be clearer
Use case: Cross-border online apparel sales
CTO · Tradeline · 11-50 · Marketplaces
Building split payments for our marketplace would have taken months elsewhere. With Razorpay the API and docs got us live in weeks. Webhooks are reliable.
Pros
Great API, split payments, webhooks
Cons
Some advanced features need a sales call
Use case: Split payments and payouts for a marketplace
Operations Lead · Greenfield Nonprofit · 1-10 · Nonprofits
Razorpay let us set up recurring donations quickly and the cost is reasonable for a small nonprofit. Support replies could be faster but we rarely need them.
Pros
Affordable, easy recurring donations
Cons
Support response times vary
Use case: Recurring donations for a nonprofit
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