PayU logo

PayU

Emerging-market payments across 50+ markets and local methods.

4.5(4)Founded 2002Hoofddorp, Netherlands
Starting rate
2% – 3% (by market)
Monthly fee
Varies
Payout
Varies
Contract
Annual
PCI level
Level 1
Regions
IN, EU +1

Overview

PayU focuses on emerging markets across Asia, Latin America, Central and Eastern Europe, and Africa, with deep local payment method coverage and underwriting for higher-risk sectors.

Best for

Emerging markets
Cross-border
High-risk

Regions

IN
EU
Global

Industries

Retail
Travel
Gaming

Pros

  • Deep local method coverage in emerging markets
  • Supports higher-risk industries
  • Single integration for many markets

Cons

  • Pricing is quote-based and opaque
  • Onboarding can be slower

Pricing

Pricing at a glance

Custom pricing by market and risk profile. Local methods supported widely.

Pricing model
Custom quote, Flat rate
Contract
Annual
Free trial
No
Monthly minimum

Fee breakdown

Online card rate2% – 3% (by market)
International surchargeVaries by market
Monthly feeVaries
Refund policyVaries by market

Features

Payment methods

  • Visa
  • Mastercard
  • Amex
  • UPI
  • Netbanking
  • Wallets
  • BNPL

Integrations & deployment

  • API
  • Hosted checkout
  • Drop-in UI
  • Mobile SDK
  • Payment links

Capabilities

  • Multi-currency
  • Fraud protection
  • 3D Secure
  • Chargeback protection

At a glance

Currencies
Local currencies across 50+ markets
Payout
Varies
PCI level
Level 1
High-risk friendly
Yes

Reviews

4.5out of 5
4 reviews
Ease of use
4.5
Pricing
4.0
Support
3.8
Features
4.3
Reliability
4.8

4 reviews

Hannah Schmidt

Operations Lead · Greenfield Nonprofit · 1-10 · Nonprofits

Jun 30, 2026

Affordable and simple for donations

PayU let us set up recurring donations quickly and the cost is reasonable for a small nonprofit. Support replies could be faster but we rarely need them.

Pros

Affordable, easy recurring donations

Cons

Support response times vary

Use case: Recurring donations for a nonprofit

Ease of use
5.0
Pricing
5.0
Support
3.0
Features
3.0
Reliability
4.0

Jordan Reyes

Verified

Founder · Northwind Goods · 11-50 · Retail

Jun 30, 2026

Scaled with us from day one

We started taking payments with PayU as a tiny shop and it has scaled with us without a hitch. Integration was straightforward and the dashboard gives us everything we need.

Pros

Reliable, great dashboard, easy to integrate

Cons

Wished support was faster early on

Use case: Online store checkout and refunds

Ease of use
5.0
Pricing
4.0
Support
4.0
Features
5.0
Reliability
5.0

Sofia Marchetti

Verified

E-commerce Manager · Atlas Apparel · 51-200 · Retail

Jun 30, 2026

Dependable for cross-border sales

We sell internationally and PayU handles multiple currencies and methods without surprises. Reconciliation is much easier than our old provider.

Pros

Multi-currency, stable, good docs

Cons

FX and international fees could be clearer

Use case: Cross-border online apparel sales

Ease of use
4.0
Pricing
3.0
Support
4.0
Features
4.0
Reliability
5.0

David Okafor

Verified

CTO · Tradeline · 11-50 · Marketplaces

Jun 30, 2026

The API made this easy

Building split payments for our marketplace would have taken months elsewhere. With PayU the API and docs got us live in weeks. Webhooks are reliable.

Pros

Great API, split payments, webhooks

Cons

Some advanced features need a sales call

Use case: Split payments and payouts for a marketplace

Ease of use
4.0
Pricing
4.0
Support
4.0
Features
5.0
Reliability
5.0
Write a review

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